KOLAWOLE, Oladayo and Covenant University, Theses (2018) CASHLESS POLICY, FINANCIAL INCLUSION AND THE PROFITABILITY OF DEPOSIT MONEY BANKS IN NIGERIA. Masters thesis, COVENANT UNIVERSITY.
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Abstract
The transformation of the financial sector of the Nigerian economy has always occupied a cardinal position in the economic policies of all political administrations in Nigeria. Using electronic banking as a platform, the cashless policy was introduced to further deepen the financial market microstructure. This study examined the impact of cashless policy on the profitability of deposit money banks in Nigeria, against the backdrop that these banks in a cash based economy are known for their huge profits even in the face of associated high cost of operations. Basically, will deposit money banks in the cashless regime still make as much profits as they use to make? To address this, secondary data were collected and analysed using content analysis comparing profits under cash based policy with a cashless regime. The result shows a positive relationship between the profit levels of DMBs and the explanatory variables.
| Item Type: | Thesis (Masters) |
|---|---|
| Uncontrolled Keywords: | Cashless, Electronic banking, POS, Information communication technology, financial reforms |
| Subjects: | H Social Sciences > H Social Sciences (General) H Social Sciences > HG Finance |
| Divisions: | Faculty of Law, Arts and Social Sciences > School of Social Sciences |
| Depositing User: | Mrs Hannah Akinwumi |
| Date Deposited: | 25 Mar 2020 08:37 |
| Last Modified: | 25 Mar 2020 08:37 |
| URI: | http://eprints.covenantuniversity.edu.ng/id/eprint/13261 |
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