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Biometric Enabled E-Banking in Nigeria: Management and Customers’ Perspectives

Adewale, Adeyinka A. and Ibidunni, Ayodotun Stephen. and Badejo, J. A. and Odu, Tiwalade and Adoghe, A. U. (2014) Biometric Enabled E-Banking in Nigeria: Management and Customers’ Perspectives. Information and Knowledge Management, 4 (11). pp. 23-28. ISSN 2224-5758 (Paper) 2224-896X (Online)

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The adoption of biometric technology is rapidly increasing around the globe due to the increasing sensitivity of security issues. With the recent 2015-plan and collaborations of the Central Bank of Nigeria to incorporate biometrics into her banking system, it is imperative to assess the perception of the managers and customers to the use of the long-awaited biometrics for secure, seamless and successful transactions. The banking sector touches the daily lives of at least 60% of the over 150-million Nigerian population and it is expected to increase as more security measures are put in place. Therefore, this empirical evaluation captures the factors influencing the perception of the bank management and ATM users. A total of 740 respondents participated in the survey cutting across different age groups and educational backgrounds. Descriptive statistics and T-test analysis of the survey showed that management and customers of strongly support the adoption of biometric ATM in Nigeria.

Item Type: Article
Uncontrolled Keywords: E-Banking, Biometric, ATM, Security
Subjects: Q Science > Q Science (General)
Q Science > QA Mathematics
Q Science > QA Mathematics > QA75 Electronic computers. Computer science
Divisions: Faculty of Engineering, Science and Mathematics > School of Electronics and Computer Science
Depositing User: Mrs Hannah Akinwumi
Date Deposited: 21 Mar 2015 19:00
Last Modified: 19 Jun 2017 15:18

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