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Women Behaviour Towards Microfinance Scheme: An Exploratory Study

Moses, Chinonye, Love and Efobi, Uchenna (2011) Women Behaviour Towards Microfinance Scheme: An Exploratory Study. Covenant Journal of Business & Social Sciences, 4 (1 & 2). pp. 142-156. ISSN 2006-0300

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There has been a crippling trend in female involvement in business and some of the major challenges. This is traceable to weak and insufficient capital available to them for start up. These have been a major issue in the social sciences in developing strategies that would enhance easy accessibility of women to capital. This paper aimed at examining feminine interest and behaviour in taking advantage of microfinance scheme available to them to run their business. A structured questionnaire was used to obtain the primary data using Lagos metropolis as a case study. Regression analysis was carried out to measure the relationship between the independent variables and dependent variable. The findings revealed that women are too keen in using microfinance as an alternative to formal financial institutions' credit. Based on this, we therefore recommend that the government should create more awareness among women as regards to the need to utilize micro finance as the best financing means for their business development.

Item Type: Article
Subjects: H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management
H Social Sciences > HF Commerce
H Social Sciences > HF Commerce > HF5601 Accounting
Divisions: Faculty of Law, Arts and Social Sciences > School of Management
Depositing User: Mr Solomon Bayoko
Date Deposited: 13 May 2014 12:44
Last Modified: 01 Mar 2016 11:29

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