Ayo, C. K. and Babajide, D.O. (2006) Designing a Reliable E-payment System: Nigeria a Case Study. Journal of Internet Banking and Commerce, 11 (2).
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Abstract
The Nigerian economy is largely cash-based with a lot of money residing outside the ~anking system. To a greater extent. this has hindered the pm1icipation of her citizens in e-commerce where e-payment is the acceptable means of settling transactions. This paper teviews thee-readiness of Nigeria as a country: the available payment methods: the llotivation and opportunity fore-commerce; and the challenges motivating its wider .-rrications. We propose: a legal framework among the stakeholders and government to guide the operations of the scheme; a public-private-partnership (PPP) initiative to manage the entire system with a view to guaranteeing security, confidence and effective controL and a robust e-payment architecture.
Item Type: | Article |
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Subjects: | Q Science > QA Mathematics > QA75 Electronic computers. Computer science |
Divisions: | Faculty of Engineering, Science and Mathematics > School of Electronics and Computer Science |
Depositing User: | Mrs Patricia Nwokealisi |
Date Deposited: | 17 Feb 2014 12:48 |
Last Modified: | 17 Feb 2014 12:48 |
URI: | http://eprints.covenantuniversity.edu.ng/id/eprint/2144 |
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